Bankruptcy Law

A Treasury collection letter involving a pandemic-era business loan deserves prompt, careful review. It can raise questions about the balance, loan forgiveness, the borrower’s original application, and how the funds were used. In April 2026, the U.S. Small Business Administration announced that it had referred 562,000 borrowers associated with $22.2 billion in delinquent Paycheck Protection…

The payment was manageable when the business was stronger. Now revenue has fallen, the Economic Injury Disaster Loan balance remains, and collection notices are becoming more serious. An EIDL default can lead to federal collection action, but the consequences depend on who owes the debt, whether you signed a personal guarantee, and where the loan…

Creditors are calling, bills are coming due, and the business no longer has enough cash to cover everything. Yet bankruptcy does not have to mean closing the doors. Chapter 7, Chapter 11, and Subchapter V offer different paths, and the right one depends largely on whether the business can recover or needs an orderly shutdown….

Moving within Florida before filing bankruptcy does not automatically cost you the Florida homestead exemption. The key question is not whether you changed homes, but whether you were domiciled in Florida long enough and whether your current residence truly qualifies as your permanent home when the bankruptcy case is filed. For Florida homeowners, that distinction…

If you are struggling with student loan debt, you may have been told that bankruptcy is not an option because student loans cannot be discharged. That is not entirely true. Student loans are generally excepted from the general discharge in bankruptcy, which makes them more difficult to discharge than many other debts. However, bankruptcy provides…