Can You File Bankruptcy If You’re Unemployed?

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A lot of people put off calling a bankruptcy attorney because they assume they don’t qualify. Attorney David L. Stevens breaks down one of the most common myths he hears: that being unemployed or not meeting a certain income level rules bankruptcy out. It doesn’t. It just means the right filing might look different than you expect.

In this quick video, David explains how income affects your options, why a higher income doesn’t automatically mean bankruptcy is off the table, and how a reorganization plan (Chapter 13) can be the better fit when Chapter 7 isn’t. Every case is different, which is why Clear Path Law starts with a clear, honest assessment before recommending a path forward.

If you’ve been putting off the conversation, this is a good place to start. Every conversation is confidential, and there’s no obligation to move forward until you know exactly where you stand.