Why People Choose ClearPath Law
When you are drowning in debt, the last thing you need is to feel like a case number. That is the whole reason this firm exists. ClearPath Law was built around a simple promise: when you call about the worst financial moment of your life, a real lawyer picks up the phone and stays with you until it is behind you.
We are a debtor-side practice, which means we work for you, the person or the business that owes the money, and never for the banks, the credit card companies, or the lenders on the other side. From our office in Hackensack, we help individuals and business owners across Northern New Jersey, from New Brunswick and up, find their way out from under debt and back to solid ground.
Meet David L. Stevens
ClearPath Law is led by its founding attorney, David L. Stevens. David earned his B.A. from Franklin Pierce College and his J.D. from Rutgers University School of Law in Newark, and he is admitted to practice in New Jersey, New York, and Florida.
Over the years, David has guided people through some of the most stressful situations a person can face: the threat of losing a home, a business being bled dry by daily loan withdrawals, a mailbox full of collection notices, a lawsuit with a deadline attached. What clients tend to remember is not just that he knew the law cold, but that he treated them like people. He returns the call. He answers the question, even the one you think is too small to ask. He tells you the truth about your options, including when a particular option is not right for you.
That approach is deliberate. David built ClearPath to be a focused practice, not a filing factory. The firm stays in one region on purpose, because knowing the local courts, the trustees, and how these cases actually play out in Newark and Trenton is worth more to you than a national footprint ever could be.
What makes ClearPath different
You are hiring a person, not a call center.
A lot of high-volume debt shops treat clients like paperwork, hand them off to staff, and push them through a template. That is not how this works. When you hire ClearPath, you work directly with the attorney handling your matter.
We only represent debtors.
We are not conflicted by also working for lenders. Our entire job is getting the best possible outcome for the person or business in debt.
We handle the whole problem.
Bankruptcy, small business reorganization, SBA loan default, tax debt, foreclosure, and the litigation that comes with any of it are all under one roof.
We tell you the truth.
If bankruptcy is the right move, we will say so and explain why. If it is not, we will say that too. You will never be pushed toward a filing just to close a file.
What working with us is like
Most people who reach a page like this feel some version of the same thing: embarrassment, fear, and the sense that they should have handled money better. Set that down for a minute. What matters now is not how you got here. It is what you do next, and you have more options than you think. The first conversation is free, it is confidential, and it commits you to nothing. You will leave it understanding where you stand. You are going to be okay.
What people say after the weight lifts.
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Posted by ️Dr. Peter TichyOne of the most knowledgeable and brilliant lawyer I ever had !
David is is an unbelievable person professionally and also on a personal leve that really cares for his clients that when you see him and tal to him and you leave his office you feel 100% comfortable and good about everything that he is working on one word to describe him again is just one word “brilliant” at what he does !
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Posted by Lynda
WONDERFUL ATTORNEY
David Stevens was wonderful with our case. When I left his office after meeting him, I knew we were in good hands. He and his staff were very informative . I WOULD recommend them highly.
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Posted by MD
Honest and Very Professional
David Stevens is one of the most knowledgable Attorneys my family were able to find out there in the big world of scammers and people trying to make money from our hardship. David Stevens was a breath of fresh air, he was completely honest with us and extremely professional. His advice gave my family a fresh start. He answered all our phone calls and emails same day and I never once felt that he was too busy for us even when I might have been asking a simple question. His support team were extremely helpful and friendly and to this day years later, I called with a question he still returns my calls immediately. If your in distress and need advise on how to work out what your next step should be to protect your home and stop those collection calls then I recommend you go meet with David Stevens.
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Posted by Frank
Fantastic Experience
For me – David was a beautiful surprise – he sets the bar as far as excellence and character
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Posted by Sandra
Knowledgeable and validates excellent reputation with services
Mr. Stevens is a very knowledgeable, thorough and competent professional who made me feel he had my best interests in mind. His expertise has helped me manage a very difficult situation as his knowledge in this area is excellent. He made me feel confident my unique situation would be handled in the best way and it was. I am grateful for his services and highly recommend him. My friend saw how relieved I was my situation was being taking care of in the best way and now my friend is using his services. Best lawyer ever!
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Posted by anonymous
Highly recommend!
Worked with David Stevens who was referred by a friend for my bankruptcy case. It was easy to make an appointment. David was friendly, professional and very knowledgeable and I was very satisfied. I highly recommend this firm for your needs.
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Posted by Carla
Most amazing experience ever!
David Stevens and his amazing team have been able to support and guide me through some of the most difficult experiences of my life. I do not exaggerate when I state that I do not believe I could have survived without them. They are professional, fast, caring, thoughtful, non-judgmental. I didn’t think it was possible to have such support available. I highly recommend David Stevens and his team to anyone seeking support or legal council in this area.
Ready to talk?
There is no charge to find out where you stand. Call the office, tell us a little about what is going on, and we will point you toward the right path, even if that path does not include us.
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